Take Control of Your Financial Future

See where your money really goes. Track spending across all accounts, get AI-powered insights, and budget smarter — all in one beautiful dashboard.

JD
SK
MR
AL
TC

4,200+ users managing their finances

Works with all major financial institutions

Chase
Visa
Bank of America
Wells Fargo
Capital One
Amex

Powerful Features

Everything you need to master your money

From statement uploads to AI-powered insights, Centrack gives you a complete toolkit for financial clarity and control.

Multi-Account Management

Connect checking, savings, credit cards, and investment accounts. Upload statements from any financial institution and see everything in one place.

Financial Dashboard

Real-time overview with income vs. expense tracking, interactive spending charts, and key metrics like savings rate and net worth.

Smart Transactions

Manual entry or bulk CSV imports with automatic parsing. AI-powered categorization across 11 predefined categories with search and filtering.

Budget Planning & Tracking

Annual budget planning with monthly breakdowns, mid-month tracking, progress bars, over-budget alerts, and remaining balance tracking.

Recurring Payments

Track recurring income and expenses, get automated payment reminders, monthly cash flow forecasting, and subscription management.

Performance Analytics

Comprehensive financial metrics, spending trend analysis, category-wise patterns, and income vs. expense ratio tracking with visual charts.

AI Financial Assistant

Interactive AI chat for financial queries, personalized insights, budget optimization suggestions, and natural language spending analysis.

Beautiful Experience

Modern interface with light/dark mode, responsive design for all devices, intuitive navigation, real-time sync, and smooth animations.

Simple Process

Up and running in minutes

No complex setup. No bank logins required. Just upload your statements and let Centrack do the rest.

01

Upload Your Statements

Simply upload CSV bank statements from any financial institution. Centrack supports all major banks and credit card providers.

02

AI Categorizes Everything

Our AI engine automatically categorizes every transaction across 11 spending categories — no manual sorting needed.

03

See Your Full Picture

View interactive dashboards showing spending patterns, budget progress, income vs. expenses, and savings rate across all accounts.

04

Get AI-Powered Insights

Ask your AI financial assistant anything about your spending. Get personalized recommendations to optimize your budget and grow savings.

Dashboard Preview

Your finances at a glance

A powerful yet intuitive dashboard that turns complex financial data into clear, actionable insights.

+8.2%

$8,450

Total Income

-3.1%

$5,230

Total Expenses

+22.4%

$3,220

Net Savings

+5.3%

38.1%

Savings Rate

Budget Progress — January

Housing$1800 / $2000
Food & Dining$890 / $1000
Transport$420 / $500
Shopping$650 / $600
Entertainment$280 / $400
Utilities$190 / $250

Recent Transactions

Whole Foods Market

Food & Dining · Today

$67.43

Salary Deposit

Income · Yesterday

+$4225.00

Netflix Subscription

Entertainment · Jan 28

$15.99

Uber Ride

Transport · Jan 27

$24.50

Simple Pricing

Start free, upgrade when ready

No hidden fees. No credit card required to start. Upgrade anytime.

MonthlyAnnualSave more

Free

Get started with the basics

$0forever
Get Started Free
  • 1 bank account
  • Manual transaction entry
  • Basic spending charts
  • Monthly budget tracking
  • Light & dark mode
Most Popular

Premium

Everything you need for full control

$9.99/year

Save $1.89

Start for free
  • Unlimited bank accounts
  • CSV statement uploads
  • AI transaction categorization
  • AI Financial Assistant
  • Advanced analytics & trends
  • Annual budget planning
  • Recurring payment tracking
  • Subscription management
  • Priority support

Family

Share finances with your household

$39.99/year

Save $7.89

Start for free
  • Everything in Premium
  • Up to 5 family members
  • Shared household budgets
  • Individual spending views
  • Family financial goals
  • Consolidated reporting
  • Dedicated account manager

All paid plans include a 7-day free trial. 30-day money-back guarantee. No questions asked.

Testimonials

Loved by thousands

Join 4,200+ users who have transformed their relationship with money.

Centrack completely changed how I manage money. I finally see where every dollar goes across all my accounts. The AI insights are like having a personal financial advisor.

SK

Sarah K.

Marketing Manager

As a freelancer with variable income, budgeting was a nightmare. Centrack's annual budget planning with monthly breakdowns made it so much easier to plan ahead.

JD

James D.

Freelance Designer

The statement upload feature is a game-changer. I just drag and drop my CSVs and everything gets categorized automatically. Saves me hours every month.

MR

Maria R.

Small Business Owner

I love the dashboard — it's beautiful and actually useful. The spending trend charts helped me identify subscriptions I forgot about. Already saved $200/month!

AL

Alex L.

Software Engineer

My partner and I use the Family plan to track our shared expenses. The consolidated view makes splitting costs and planning for our house purchase so much simpler.

TC

Taylor C.

Product Manager

The AI assistant is incredible. I asked it 'Where am I overspending?' and it gave me a detailed breakdown with actionable suggestions. Worth every penny of the subscription.

DM

David M.

Financial Analyst

FAQ

Frequently asked questions

Everything you need to know about Centrack.

Start for free today

Ready to take control of your financial future?

Join 4,200+ users who have transformed their finances with Centrack. Start for free — no credit card required.

Bank-level securityfree planNo credit card required